Terms of Use

Effective Date: 08/16/2025

Binding Effect

This is a binding agreement. By using this website (the “Website” or “Site”) or any services provided in connection with the Site (the “Service”), you agree to abide by these Terms of Use, as they may be amended by Wealth with Marcus (“Company”) from time to time at its sole discretion. Company will post a notice on the Site any time these Terms of Use have been changed or updated. It is your responsibility to review these Terms of Use periodically, and if at any time you find them unacceptable, you must immediately stop using the Site and Service.

By using this Site, you represent that you are at least 18 years old and legally able to enter into this agreement.


Privacy Policy

Company respects your privacy and permits you to control the treatment of your personal information. Our current Privacy Policy is expressly incorporated into this Agreement by reference.

When you are required to create an account to use the Site or Service, you must provide complete and accurate information and maintain the confidentiality of your login credentials. You agree to notify Company immediately of any unauthorized use of your account.


Use of Software

Any software provided by Company is licensed for your personal, non-commercial use only. Company retains all rights, title, and interest in such software. You may not modify, reverse-engineer, redistribute, or copy the software without written consent.


User Content

By posting, submitting, or transmitting content (“User Content”) to the Site or Service, you grant Company and its affiliates a license to use, reproduce, display, and distribute such content in connection with the operation of the Site or provision of services. You represent that you own or have the necessary rights to post such content.


Website Content & External Links

The Site may provide general information about financial products, services, and resources. Any dated information is current only as of the publication date. Company may modify, update, or remove content at any time without notice.

The Site may contain links to third-party websites for your convenience. Company does not control or endorse such websites and is not responsible for their content, policies, or practices.


Intellectual Property & Compliance

All content on the Site—including text, images, logos, videos, and software—is the property of Company or its licensors and is protected by copyright, trademark, and other laws. You agree not to use the Site or Service to infringe upon the intellectual property rights of others.


Inappropriate Content

You agree not to upload, post, or share any content that is unlawful, defamatory, obscene, threatening, or otherwise objectionable. Company reserves the right to remove such content and terminate accounts without notice.


Prohibited Uses

You may not:

Access or attempt to access areas of the Site you are not authorized to use.

Interfere with or disrupt the operation of the Site.

Use the Site for any unlawful or fraudulent purpose.

Attempt to gain unauthorized access to Company’s systems.


Disclaimer of Warranties

THE SITE AND SERVICE ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.


Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR SERVICE.


Indemnification

You agree to defend, indemnify, and hold harmless Company, its affiliates, and employees from any claims or damages arising from your use of the Site or violation of these Terms of Use.


Governing Law

These Terms of Use are governed by the laws of the State of California, without regard to its conflict of laws principles. You agree to submit to the exclusive jurisdiction of the courts located in Orange County, California for any disputes.


Acknowledgement

By using the Service or accessing the Site, you acknowledge that you have read these Terms of Use and agree to be bound by them. You further acknowledge that Company may amend these Terms from time to time, and your continued use of the Site after any such amendments constitutes acceptance of those changes.


Contact Information

If you have questions about these Terms of Use, you may contact:

Marcus Montrose
📧 [email protected]
📱 (949) 787-3239

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

LOAN PROGRAMS

License Information - For complete license information, click here to visit our Licensing Page.

Wealth with Marcus, in partnership with West Capital Lending (WCL), is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.