Flexible. Fast. Proven.
Smart Funding Solutions for Homeowners, Investors and Business Owners.
Funding built around your goals, not the bank’s rules — with flexible options, faster approvals, and strategies designed to put you back in control of your finances.
Meet Marcus:
Your Trusted Mortgage Expert
With over 20 years in the finance industry, I pride myself on providing clear, customized mortgage solutions. My approachable style ensures that you feel comfortable and informed every step of the way.
Unlock Your Mortgage Potential with Marcus — Experience the Difference Today!
With access to over 90 lenders, Marcus ensures you find the best mortgage options tailored to your needs.
Enjoy fast approvals without the pressure, making your home financing journey smoother.
Trust in a seasoned expert who prioritizes your financial goals and peace of mind.
Flexible funding, faster approvals, and solutions designed around you.
One Partner.
Every Funding Solution You Need.
Home & Mortgage Solutions
Conventional Loans
Traditional bank financing that offers competitive rates, predictable repayment terms, and higher borrowing limits. A reliable option for established businesses ready to invest in growth or major projects.
FHA
(Federal Housing Administration) loans are government-insured programs that make financing more accessible with lower down payments and flexible credit requirements. They’re a strong option for small business owners and entrepreneurs who want affordable funding to purchase property or expand operations.
VA (Purchased & REFI)
VA Purchase Loan
A government-backed loan from the Department of Veterans Affairs that helps eligible veterans, service members, and spouses buy a home with no down payment, competitive rates, and flexible credit requirements.
VA Refinance Loan
An affordable refinancing option for veterans and service members that lowers monthly payments, reduces interest rates, or allows cash-out—while keeping the benefits of no PMI and favorable VA terms.
Jumbo Loans
Flexible financing designed for high-value properties that exceed standard loan limits. Jumbo loans offer larger borrowing power, competitive rates, and tailored solutions for buyers and investors with strong credit and income.
Bank Statement Loans (for Self-employed borrowers)
A flexible loan option designed for self-employed borrowers who may not have traditional income documents. Approval is based on bank statements to verify cash flow, making it easier for entrepreneurs and business owners to qualify for financing.
DSCR (for Investors)
(Debt Service Coverage Ratio) loans are designed for real estate investors and focus on a property’s income potential instead of personal income. Approval is based on the DSCR, which measures rental income against expenses, making it easier to qualify and expand your investment portfolio.
Fast Digital HELOCs
A modern Home Equity Line of Credit that gives you quick, digital access to your home’s equity—without appraisals, hard credit checks, or long wait times. Enjoy fast approvals, flexible draws, and funding in just days.
Cash-out REFI
A Cash-Out Refinance lets you replace your current mortgage with a new one for more than you owe, and take the difference in cash. It’s a smart way to tap into your home’s equity to cover renovations, consolidate debt, or fund major expenses—while potentially securing better loan terms.
Rate & Term REFI
A Rate & Term Refinance allows you to replace your existing mortgage with a new one at a better interest rate, shorter term, or both—without taking cash out. It’s an effective way to lower monthly payments, pay off your loan faster, or save on long-term interest.
HECM (Reverse Mortgage)
(Home Equity Conversion Mortgage) is a government-insured reverse mortgage program that allows homeowners 62 and older to convert home equity into tax-free cash. Enjoy financial flexibility in retirement with no monthly mortgage payments required, while continuing to live in your home.
Business Financing
Unsecured Business Loans
A loan that doesn’t require collateral, giving your business quick access to funds based on credit and cash flow. Enjoy fast approvals, flexible terms, and the freedom to use financing where it’s needed most.
Business Lines of Credit
A revolving credit option that lets you access funds whenever you need them, up to a set limit. Only pay interest on what you use, with flexible draws and repayments to keep your business cash flow strong.
SBA Loans
Government-backed financing designed to support small businesses with lower rates, longer repayment terms, and higher borrowing limits. Ideal for startups and growing companies looking for affordable, flexible funding.
Working Capital Loans
Flexible financing designed to cover everyday expenses like payroll, rent, and inventory. Keep your operations running smoothly with fast access to funds and manageable repayment terms.
Business Acquisition Financing
Funding that helps you purchase or expand into an existing business. Access the capital you need to cover acquisition costs, smooth transitions, and fuel future growth with flexible repayment options.
Accounts Receivable Financing
Convert your unpaid invoices into immediate cash flow. Get fast access to working capital while waiting on customer payments, helping your business stay strong and grow without delays.
Equipment Leasing Financing
Affordable financing that lets you acquire the equipment your business needs without heavy upfront costs. Enjoy flexible lease terms, preserve cash flow, and keep your operations up to date with the latest tools and technology.
Investor & Commercial Solutions
Fix-and-Flip
Lets you buy a property, fix it through renovations, and then flip it by selling for profit. This type of financing gives you quick access to funds for both purchase and repairs, making it easier to move fast on investment opportunities.
Commercial Real-estate
Helps you purchase, build, or refinance properties used for business, such as offices, retail spaces, or warehouses. This financing provides the capital you need to expand operations, invest in new locations, or strengthen your portfolio.”
Bridge Loans
Gives you short-term financing to ‘bridge’ the gap between buying a new property and selling your current one. It provides fast access to funds so you can move forward with a purchase or investment without waiting on other financing to close.”
DSCR (for Investors)
A Debt Service Coverage Ratio loan lets you qualify based on your rental property’s income instead of your personal income. If the rent covers the expenses, you can get the financing you need to purchase or grow your investment portfolio.
Multi-family and Rental Property Financing
Gives you the capital to purchase or refinance properties with multiple units or rental homes. Use this loan to grow your portfolio, generate steady rental income, and build long-term wealth through real estate.”
Explore Your Options. Get Funded in 5 Days.
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In just 60 seconds, find out if you qualify to consolidate, reduce, or eliminate high-interest debt — using proven loan and equity solutions that put you back in control.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Wealth with Marcus, in partnership with West Capital Lending (WCL), is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.