Flexible. Fast. Proven.
Smart Funding Solutions for Homeowners, Investors and Business Owners.
Funding built around your goals, not the bank’s rules — with flexible options, faster approvals, and strategies designed to put you back in control of your finances.
Meet Marcus:
Your Trusted Mortgage Expert
With over 20 years in the finance industry, I pride myself on providing clear, customized mortgage solutions. My approachable style ensures that you feel comfortable and informed every step of the way.
Unlock Your Mortgage Potential with Marcus — Experience the Difference Today!
With access to over 90 lenders, Marcus ensures you find the best mortgage options tailored to your needs.
Enjoy fast approvals without the pressure, making your home financing journey smoother.
Trust in a seasoned expert who prioritizes your financial goals and peace of mind.
Flexible funding, faster approvals, and solutions designed around you.
One Partner.
Every Funding Solution You Need.
Home & Mortgage Solutions
Conventional Loans
Traditional bank financing that offers competitive rates, predictable repayment terms, and higher borrowing limits. A reliable option for established businesses ready to invest in growth or major projects.
FHA
(Federal Housing Administration) loans are government-insured programs that make financing more accessible with lower down payments and flexible credit requirements. They’re a strong option for small business owners and entrepreneurs who want affordable funding to purchase property or expand operations.
VA (Purchased & REFI)
VA Purchase Loan
A government-backed loan from the Department of Veterans Affairs that helps eligible veterans, service members, and spouses buy a home with no down payment, competitive rates, and flexible credit requirements.
VA Refinance Loan
An affordable refinancing option for veterans and service members that lowers monthly payments, reduces interest rates, or allows cash-out—while keeping the benefits of no PMI and favorable VA terms.
Jumbo Loans
Flexible financing designed for high-value properties that exceed standard loan limits. Jumbo loans offer larger borrowing power, competitive rates, and tailored solutions for buyers and investors with strong credit and income.
Bank Statement Loans (for Self-employed borrowers)
A flexible loan option designed for self-employed borrowers who may not have traditional income documents. Approval is based on bank statements to verify cash flow, making it easier for entrepreneurs and business owners to qualify for financing.
DSCR (for Investors)
(Debt Service Coverage Ratio) loans are designed for real estate investors and focus on a property’s income potential instead of personal income. Approval is based on the DSCR, which measures rental income against expenses, making it easier to qualify and expand your investment portfolio.
Fast Digital HELOCs
A modern Home Equity Line of Credit that gives you quick, digital access to your home’s equity—without appraisals, hard credit checks, or long wait times. Enjoy fast approvals, flexible draws, and funding in just days.
Cash-out REFI
A Cash-Out Refinance lets you replace your current mortgage with a new one for more than you owe, and take the difference in cash. It’s a smart way to tap into your home’s equity to cover renovations, consolidate debt, or fund major expenses—while potentially securing better loan terms.
Rate & Term REFI
A Rate & Term Refinance allows you to replace your existing mortgage with a new one at a better interest rate, shorter term, or both—without taking cash out. It’s an effective way to lower monthly payments, pay off your loan faster, or save on long-term interest.
HECM (Reverse Mortgage)
(Home Equity Conversion Mortgage) is a government-insured reverse mortgage program that allows homeowners 62 and older to convert home equity into tax-free cash. Enjoy financial flexibility in retirement with no monthly mortgage payments required, while continuing to live in your home.
SecureEquity+ (Proprietary
Reverse HELOC 2nd Mortgage)
Available to homeowners 55 and older, SecureEquity+ lets you unlock your home’s equity with no monthly repayment required. Unlike the government FHA-insured HECM (62+), this program gives you earlier access to funds while you remain the owner and continue living in your home.
Key Features:
- Access more of your home’s equity than the standard HECM program.
- Can be set up as a 2nd mortgage — keep your low-rate first mortgage in place.
- Gain access to your equity as a line of credit (HELOC) with no repayment required, all without touching your existing first mortgage.
Business Financing
Unsecured Business Loans
A loan that doesn’t require collateral, giving your business quick access to funds based on credit and cash flow. Enjoy fast approvals, flexible terms, and the freedom to use financing where it’s needed most.
Business Lines of Credit
A revolving credit option that lets you access funds whenever you need them, up to a set limit. Only pay interest on what you use, with flexible draws and repayments to keep your business cash flow strong.
SBA Loans
Government-backed financing designed to support small businesses with lower rates, longer repayment terms, and higher borrowing limits. Ideal for startups and growing companies looking for affordable, flexible funding.
Working Capital Loans
Flexible financing designed to cover everyday expenses like payroll, rent, and inventory. Keep your operations running smoothly with fast access to funds and manageable repayment terms.
Business Acquisition Financing
Funding that helps you purchase or expand into an existing business. Access the capital you need to cover acquisition costs, smooth transitions, and fuel future growth with flexible repayment options.
Accounts Receivable Financing
Convert your unpaid invoices into immediate cash flow. Get fast access to working capital while waiting on customer payments, helping your business stay strong and grow without delays.
Equipment Leasing Financing
Affordable financing that lets you acquire the equipment your business needs without heavy upfront costs. Enjoy flexible lease terms, preserve cash flow, and keep your operations up to date with the latest tools and technology.
Securities-based Lending
With a portfolio of securities, you can access a revolving line of credit at 70–90% of its value. Borrow what you need, when you need it—with no restrictions on use.
Key features include:
- Revolving line of credit
- Floating or fixed rates available
- Loan-to-value: 70–90%
- Securities remain titled in client’s name
- Limited documentation — not credit or income based
- No prepayment penalty (variable rate)
- Dividends paid directly to client
- Client keeps 100% of portfolio appreciation
- Wide range of eligible securities
- Foreign nationals with foreign securities
accepted
Revenue-based Financing
Offers flexible funding without equity dilution. Instead of fixed monthly payments, repayment is a percentage of revenue—smaller in slow months, larger in strong ones.
Business Characteristics:
- Revenue of $1MM+
- Woman, Person of Color, Veteran, or LGBTQ+ owned
- Located in low-to-moderate income areas or committed to inclusive hiring
- Profitable, break-even, or clear path to profitability
- Growing revenues or positive trends
- Recurring contracts/predictable revenue models ideal
- 12–18 months in business minimum
Investor & Commercial Solutions
Fix-and-Flip
Lets you buy a property, fix it through renovations, and then flip it by selling for profit. This type of financing gives you quick access to funds for both purchase and repairs, making it easier to move fast on investment opportunities.
Commercial Real-estate
Helps you purchase, build, or refinance properties used for business, such as offices, retail spaces, or warehouses. This financing provides the capital you need to expand operations, invest in new locations, or strengthen your portfolio.”
Bridge Loans
Gives you short-term financing to ‘bridge’ the gap between buying a new property and selling your current one. It provides fast access to funds so you can move forward with a purchase or investment without waiting on other financing to close.”
DSCR (for Investors)
A Debt Service Coverage Ratio loan lets you qualify based on your rental property’s income instead of your personal income. If the rent covers the expenses, you can get the financing you need to purchase or grow your investment portfolio.
Multi-family and Rental Property Financing
Gives you the capital to purchase or refinance properties with multiple units or rental homes. Use this loan to grow your portfolio, generate steady rental income, and build long-term wealth through real estate.”
Church & Non-profit Financing
Automatic Approval!
Get fast financing for the equipment your church needs with low rates, up to 60 months to repay, and a 95% approval rate. We fund pews, HVAC, organs, sound/video systems, pianos, computers—almost any equipment.
Church Equipment Finance Programs:
1. Established Church Program
2. Newer Church Program
Explore Your Options. Get Funded in 5 Days.
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In just 60 seconds, explore refinancing, equity access, or business funding — tailored strategies and proven solutions that put you back in control.
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We're here to answer your questions and help you with your mortgage needs.
Our mission at Wealth With Marcus is to empower individuals, homeowners, and business owners to build long-term wealth through smart, transparent, and strategic financing. We combine the insight of a licensed mortgage broker with the innovation of private capital and fintech solutions—bridging residential, commercial, and business lending under one roof. With integrity, education, and personal connection at the core, we help clients make confident financial decisions that move them closer to freedom, growth, and legacy.
License Information - For complete license information, click here to visit our Licensing Page.
Wealth with Marcus, in partnership with West Capital Lending (WCL), is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.